Our goal is to provide our patients with the very best care possible, holistically, in a gentle, personalized manner.


We accept cash, check, and major credit cards as payment. We also work with CareCredit Financing, a lending agency that finances dental, medical, and veterinary services. After approval, CareCredit allows you to start treatment immediately and spread payments over time. Applying for CareCredit takes only a few minutes, and there is no fee to apply. If you wish, you may apply online in advance of your appointment to get approval, credit limit and an account number. Then, just bring this information to your appointment.

Although Dr. Munger is not a preferred provider for any insurance company, we do file your insurance claims as a courtesy. After we call the insurance company to verify your insurance benefits, we ask that you only pay your anticipated portion (co-pay) at the time services are rendered. You may need to pay your deductible, if you have not already paid it for the year.

If you have any questions about CareCredit or about your insurance and how we handle payments, please contact us.